AARP doesn’t provide a health insurance program, and the health discounts provided through AARP membership may not help with addiction treatment.
AARP, the American Association of Retired Persons, has a membership base of over 37 million people. The organization is an advocate of issues relevant to those who are retired, which, of course, includes healthcare.
AARP offers a wide variety of benefits with membership to the organization, though it does not offer its own healthcare plan. You can, however, get many member discounts as a part of AARP, and the organization will help you by providing information about insurance plans so you can make the right decision on the plan that is right for you.
The health benefits offered by AARP include:
As far as health insurance goes, AARP will provide you with many resources about Medicare. If you are insured through Medicare (parts A and B), you are eligible to enroll in what is called a Medicare Advantage Program (part C). A Medicare Advantage Program includes Part A and Part B benefits, plus additional benefits, and it is administered by a private health insurance company. Often, there is no additional premium beyond the Medicare Part B premium. The AARP MedicareComplete Plan is one such Medicare Advantage Program, administered by UnitedHealthcare. As a member of AARP, you have access to this program.
The MedicareComplete Medicare Advantage plans are separated into three types of plans, which are:
For a summary of coverage by the Medicare Advantage program offered by UnitedHealthcare, you can visit UnitedHealthcare’s website. For a summary of coverage involving alcohol and substance abuse, you can view their coverage summary.
When you meet Medicare coverage criteria, UnitedHealthcare will offer coverage for treatment services related to alcohol and substance abuse. Specific services covered include:
On the MedicareComplete website (Medicare plans from UnitedHealthcare), navigate under Our Plans, then choose Medicare Advantage Plans, and then select Resources and Plan Materials. From here, select Search for a provider from the sidebar, and use their tool to find a provider near you that is within MedicareComplete’s network. You will then be prompted to enter your zip code, and you can search for rehabilitation facilities that accept this insurance plan.
While AARP is not an insurance provider, nor affiliated with any specific provider, they can be a good source of information regarding health insurance coverage for older Americans.