Ambetter of Arkansas Insurance Coverage for Drug & Alcohol Rehab

Do Rehabs in Arkansas Accept Ambetter?

Thanks to the Affordable Care Act (ACA), most insurance plans must cover at least some of the cost of mental health and substance use disorder treatment.¹

Now that you know that your insurance can help pay some or all of the rehab costs, it’s important to find high-quality treatment centers that accept your insurance plan. 

Every insurance plan has a network of doctors, medical centers, and other providers that are contracted to provide care for plan participants.² Using an in-network provider can help you pay less out of your own pocket, especially since many health plans do not cover out-of-network providers.²

You can contact your insurance provider or ask specific treatment centers if they accept your plan. To make things easier, you can call the American Addiction Centers (AAC) hotline at to verify your insurance. Our admissions navigators can review your coverage in just a few minutes, and there’s no obligation.

What Does Ambetter Insurance Cover Under Drug and Alcohol Addiction Rehab?

Insurance plans focus on covering medically necessary care, so be sure to work with your doctor to create a treatment plan that fits your needs.

Common types of treatment that may be covered by Ambetter in Arkansas or other insurers include:³

• Detoxification. In some cases, medical oversight is needed to ensure that withdrawal from substances is as safe and comfortable as possible.⁴ 
• Inpatient treatment or residential treatment. Inpatient/residential care requires the patient to live at the treatment center and benefit from 24/7 support from staff and peers.
• Outpatient treatment. With outpatient care, patients live at home or at a sober living facility but visit the facility at predetermined intervals to receive treatment.
• Therapy. Behavioral therapy is the most common treatment approach and is provided in both outpatient and inpatient treatment.
• Medications for substance use. Prescribed by medical care providers, medications can help manage cravings and withdrawal symptoms and lower the chances of relapse for patients with opioid use or alcohol use disorders.⁵

Each insurance plan is different, and requirements or limits may be specific to your policy. This is why it is important to verify coverage by contacting your insurer or calling AAC anytime.

Is Mental Health and Co-Occurring Disorder Treatment Covered Under Ambetter of Arkansas?

It’s common for people to struggle with both mental health and substance use, and it’s important to treat these co-occurring disorders at the same time using integrated treatment.⁶ If you need this kind of care, be sure to look for treatment centers that offer dual-diagnosis treatment.

Will your Ambetter health insurance help you pay for this dual-diagnosis care? Yes, it will. The ACA includes both mental health and substance use treatment in its list of required health benefits.¹ That means your insurance coverage will pay at least part of the cost of treatment.

Your plan will determine the specific level of coverage and the amount you pay out-of-pocket, so make sure you have the details before treatment begins.

Other Ways to Pay for Rehab

You may find that the treatment center you’re most interested in isn’t covered by your insurance plan, or perhaps you don’t have insurance. 

Fortunately, there are several other ways to pay for treatment. You may be able to: 

• Set up a payment plan through the facility. 
• Take out a loan or use a medical credit account.
• Obtain financial support from family and friends.
• Find a treatment center that charges using a “sliding scale,” allowing patients to pay what they can afford.

The most important thing is that you get the care you need. You deserve to live a life you love, and your loved ones want to see you thrive.