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Using Aetna Insurance to Pay for a Drug Rehab Center

Last Updated: October 31, 2019

How can I use Aetna Insurance pay for my drug rehab?

Aetna offers open-access, copay-only, and high-deductible health insurance plans. All could help you to pay for drug rehab, but the coverage options and costs involved can vary dramatically. Use Aetna’s online tool to view coverage details, and contact customer service support online to ensure that the program you would like to use is covered by the plan you are enrolled in.

Founded in 1853 and active in all 50 states, Aetna’s network coverage includes 1.2 million healthcare professionals, almost 700,000 primary care doctors and specialist and over 5,700 hospitals.

The company has over 46 million members in its various health plans, including regular health insurance, dental insurance, and vision insurance.

AAC is in network with Aetna at many facilities; treatment can be free depending on your policy and co-pay / deductible.

Aetna offers open-access plans, copay only plans, and high-deductible plans.

Open-access plans allow you to choose your doctors; they don’t require a referral, and they don’t require a primary care physician. Copay-only plans will guarantee that your costs after paying your deductible are only copays, with primary care physician visits and generic drugs covered before you hit your deductible. High-deductible plans offer preventative care services before the deductible is met, sometimes coverage through a primary care physician before the deductible is met (with copay), and the option of a health savings account. To view your plan’s details, you can log into the member website.

Aetna offers many local plans supported by the national network of providers to better support patients at the community level. For example, at American Addiction Centers, our facilities frequently provide care for patients of Schaller Anderson Aetna Better Health networks of New York and Ohio.

Aetna Covering Drug & Alcohol Rehab

To learn more about your health coverage through Aetna member account; online program that allows you to view your coverage details, make claims, search for providers, and much more.

Simply logging in gives you access to a wide variety of resources for Aetna users. You can also visit the Find a Doctor portion of their website to search for providers. You can find information on all types of providers there, including professionals and centers that treat substance abuse and substance addiction.

Aetna also provides patients with a virtual health assistant who can answer general health questions, as well as questions about Aetna coverage. They also offer a mobile health app so you can manage your health from wherever you happen to be.

For mental and behavioral health problems, you are given access to psychiatrists, psychologists, counselors, therapists, social workers, psychiatric nurse practitioners, and primary care doctors. In many cases, mental health problems can co-occur with substance abuse, it is important to address mental health concerns if you are seeking care for substance abuse and addiction.

Aetna Insurance Rehabilitation

If you have Aetna health insurance, you may be covered for the following alcohol and drug treatments:

  • Detoxification
  • Inpatient/residential rehabilitation
  • Partial hospital treatment
  • Intensive outpatient treatment
  • Continuing care programs (“alumni” programs)

Check your specific plan, or contact an Aetna representative, to confirm your level of coverage, if any, for out-of-network providers.

To learn more about your coverage with Aetna, call the number on your insurance card or logon to Aetna’s website to learn more. For questions about drug or alcohol substance abuse coverage contact your insurance provider for more information.

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Last Updated on October 31, 2019
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About the editor
Sarah Hardey
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A Senior Web Content Editor for the American Addiction Centers. Sarah has worked with healthcare facilities across the country to create digital content for readers of all types.

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