In Network with AAC

Aetna Insurance Coverage for Drug and Alcohol Rehab Treatment

Does Aetna Insurance Cover Drug or Alcohol Rehab?

Aetna drug rehab coverage depends on a member’s particular Aetna health plan and the addiction treatment provider they choose. There are many rehab centers that take Aetna insurance, including American Addiction Centers. At AAC, we are in-network with Aetna health insurance and offer different levels of care for those with substance abuse issues and addiction. We are in-network with many insurance companies including Aetna, which means that your addiction treatment could be covered fully or partially depending on your policy.

How to Check Aetna Rehab Coverage

Aetna health insurance has many different insurance plans with different levels of coverage. Depending on your plan, your addition treatment could be covered. AAC has facilities across the country, offering different levels of care. To learn more about AAC’s rehabilitation options and Aetna addiction treatment coverage, give us a call at , or you can verify your insurance by filling out the form below.

American Addiction Centers strives to provide you with the most updated information on each carriers’ addiction insurance coverage but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels.

What Is Aetna Insurance & How Does It Work?

Founded in 1853 and active in all 50 states, Aetna’s network coverage includes 1.2 million healthcare professionals, almost 700,000 primary care doctors and specialist and over 5,700 hospitals.1

The company has over 46 million members in its various health plans, including regular health insurance, dental insurance, and vision insurance.2

Types of Aetna Insurance Plans

Aetna offers open-access plans, copay only plans, and high-deductible plans.3

  • Open-access plans allow you to choose your doctors; they don’t require a referral, and they don’t require a primary care physician.
  • Copay-only plans will guarantee that your costs after paying your deductible are only copays, with primary care physician visits and generic drugs covered before you hit your deductible.
  • High-deductible plans offer preventative care services before the deductible is met, sometimes coverage through a primary care physician before the deductible is met (with copay), and the option of a health savings account. To view your plan’s details, you can log into the member website.

Aetna offers many local plans supported by the national network of providers to better support patients at the community level. For example, at American Addiction Centers, our facilities frequently provide care for patients of Schaller Anderson Aetna Better Health networks of New York4 and Ohio.5

Does Aetna Cover Mental Health and Substance Abuse Treatment?

To learn more about your Aetna substance abuse and mental health coverage;6 online program that allows you to view your coverage details, make claims, search for providers, and much more.

Simply logging in gives you access to a wide variety of resources for Aetna users. You can also visit the Find a Doctor7 portion of their website to search for providers. You can find information on all types of providers there, including professionals and centers that treat substance abuse and substance addiction.

For mental and behavioral health problems8, you are given access to psychiatrists, psychologists, counselors, therapists, social workers, psychiatric nurse practitioners, and primary care doctors. In many cases, mental health problems can co-occur with substance abuse, it is important to address mental health concerns if you are seeking care for substance abuse and addiction.

Does Aetna Cover Therapy?

Aetna and other insurance companies typically cover individual therapy, such as cognitive behavioral therapy (CBT) for substance use disorders. The amount of coverage depends on a person’s specific health insurance plan and their chosen therapist.

Aetna Substance Abuse Coverage

If you have Aetna health insurance, you may qualify for the following Aetna alcohol treatment and drug addiction programs:9

  • Detoxification
  • Inpatient/residential rehabilitation
  • Partial hospital treatment
  • Intensive outpatient treatment
  • Continuing care programs (“alumni” programs)

Check your specific plan, or contact an Aetna representative, to confirm your level of coverage, if any, for out-of-network providers.

To learn more about your coverage with Aetna or find Aetna in-network inpatient rehab or outpatient substance abuse programs, call the number on your insurance card. For questions about drug or alcohol substance abuse coverage contact your insurance provider for more information.

Find Rehabs That Take Aetna Insurance Near Me

Our Treatment Centers by State

Use the search form below to find out if substance addiction treatment is covered by your insurance with us.



  1. AetnaAetna Home Page.
  2. Aetna. Aetna Facts.
  3. Aetna. Medical Insurance Plans for Individuals and Families.
  4. Aetna. Aetna Better Health of New York.
  5. Aetna. Aetna Better Health of Ohio.
  6. Aetna. Take Charge with Your Member Website.
  7. Aetna. Find Doctor, Dentist, or Hospital.
  8. AetnaMake Time for You.
  9. AetnaAlcohol and Drug Treatment.
Last Updated on October 15, 2021
Sarah Hardey
Sarah Hardey
A Senior Web Content Editor for the American Addiction Centers. Sarah has worked with healthcare facilities across the country to create digital content for readers of all types.

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