In Network with AAC

Humana Health Insurance for Drug Treatment Programs

I have Humana Insurance. Will my addition treatment be covered?

Humana is one of the largest health insurance providers in the country. As a result, it is in-network with many treatment facilities including American Addiction Centers (AAC). Coverage is dependent on the type of plan you have and the area in which you live.

How to Check Humana Coverage

At American Addiction Centers (AAC), we offer treatment for substance abuse and co-occurring health issues. To learn more about AAC’s treatment options give us a call at , or you can verify your insurance by filling out the form below.

American Addiction Centers strives to provide you with the most updated information on each carriers’ addiction insurance coverage but policy changes and errors do occur. Please check with your insurance carrier directly to confirm coverage levels.

About Humana

With a wide range of services ranging from Medicare to individual medical, dental, pharmacy, and vision plans to group healthcare coverage provided through employers, Humana is a large and technologically advanced company with many health insurance options to choose from.1

insurance coverage

Types of Coverage

There are several types of individual medical insurance plans on the market; the most common are likely preferred provider organizations (PPOs) and health maintenance organizations (HMOs). A Humana PPO may be more flexible than an HMO, allowing individuals to seek care without a referral both in-network and out-of-network. An HMO requires that you designate a specific primary care physician (PCP) and see only in-network providers. Coverage and plans may differ depending on where a person lives and can be different in different states.

Humana also covers military service members and their families with Humana Military2 which is part of Humana Inc., but is also partnering with the Department of Defense to administer TRICARE health programs.

Humana offers Medicare and Medicaid plans.3, 4 Depending on the state you live in, coverage may very. Individual medical plans differ from state to state; learned about Humana plans by going to the Humana eHealth and search by zip code.5 The following states are included in Humana coverage:

  • Alabama
  • Arizona
  • Arkansas
  • California
  • Florida
  • Idaho
  • Illinois
  • Indiana
  • Kentucky
  • Louisiana
  • Mississippi
  • Missouri
  • Nevada
  • New Mexico
  • North Carolina
  • Oklahoma
  • South Carolina
  • Tennessee
  • Texas
  • Virginia

How to Use Humana Coverage for Substance Abuse Treatment

Humana insurance does cover substance abuse and behavioral health treatment coverage as an add-on if it isn’t specifically covered in the plan already.

Treatment generally starts with a visit to the primary care physician (PCP) who can then seek authorization to refer an individual to a substance abuse treatment provider. More than 5 million members are covered under Humana Behavioral Health programs.

Humana is in network with American Addiction Centers (AAC).

Verify Your Insurance


  1. Humana. About Humana.
  2. Humana. Humana Military.
  3. Humana. Humana Medicare Plans.
  4. Humana. Humana Medicaid Plans.
  5. Humana. Fine Affordable Individual and Family Health Insurance.
Last Updated on September 22, 2020
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Sarah Hardey
A Senior Web Content Editor for the American Addiction Centers. Sarah has worked with healthcare facilities across the country to create digital content for readers of all types.

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