First Health Insurance Coverage for Drug and Alcohol Rehab Treatment
Does First Health Insurance Cover Drug or Alcohol Rehab?
If you or your loved one needs rehab treatment for drug or alcohol addiction, one of your concerns might be how to pay for it. While most health insurance policies include some form of coverage for substance abuse rehabilitation, coverage often varies from state to state, as well as within health insurance plans. Some health insurance plans may offer more options for treatment than others, and this coverage depends on the benefits offered by your health insurance company.
AAC is in-network with many insurance companies. Your addiction treatment could be free depending on your policy and deductible.
About First Health
First Health Group Corp., along with Cofinity, merged with Aetna in May 2013, which has consequently formed a treatment network providing numerous treatment options for members of these plans. First Health operates nationwide, with strong coverage networks in Michigan and Colorado. The company provides coverage for 5.5 million people, and more than 96% of Americans are within 20 miles of a network provider.
In addition, Aetna partners with Medicare to offer certain types of Medicare coverage and Medicare supplement plans.
First Health Coverage Levels and Coverage Plans
As a major health insurance provider, First Health may cover the usual treatment options offered by most major health insurance plans. Many insurance plans cover such services on an inpatient or outpatient level of care, depending on the specific needs of the person. However, while your insurance company may cover certain addiction treatment, this doesn’t mean you will qualify to receive all of these covered benefits. Typically, you also have to have your case reviewed by an insurance specialist who will determine if you meet the criteria for the coverage.
First Health insurance coverage has different plans with various levels. Some of these plans may cover more of the out-of-pocket cost of drug treatment. You need to contact First Health to determine the benefits provided in your coverage plan.
Typically, most insurance plans have a network of providers that provide specific levels of health insurance coverage. At times, these networks can be dependent on a certain geographic location. For example, if you live in Florida, your plan may only cover treatment providers in that state. If you choose to seek treatment in another state, First Health may not cover the costs. In some cases, there may be situations in which an out-of-network provider can provide addiction treatment, though the coverage may be more expensive.
How to Check Your First Health Insurance Benefits
Calling the number listed on the back of your insurance card is the best way to know what type of addiction coverage you have through First Health. A specialist can help you understand your specific coverage. You can also look online at First Health and log in as a member to learn more about your insurance coverage and benefits for addiction treatment.
Your representative at First Health is the best source of information to understand your specific healthcare benefits and coverage for addiction treatment. Whether you are interested in inpatient or outpatient treatment, First Health can answer your questions regarding your needs and potential coverage for addiction treatment. While coverage for addiction treatment might be part of your healthcare plan, there is no automatic guarantee that First Health will approve you to receive a specific treatment.
How do you check what type of healthcare coverage you have?
Call the number on the back of your insurance card, or go online to check with First Health to learn more about your healthcare benefits.
First Health is In-Network with AACRecovery First is an American Addiction Centers (AAC) facility that is in-network with First Health. AAC offers numerous treatment options, including:
- Medical detox
- Inpatient treatment
- Outpatient treatment
- Intensive outpatient treatment
- Partial hospitalization
To learn more about AAC’s treatment programs, call to talk with our admissions navigators or learn more about the admissions process at AAC.
First Health Group, including Cofinity and their partnership with Aetna, provides an extensive network of providers for addiction treatment. While health insurance coverage varies by plan, most health insurance provides some form of addiction coverage. If you or your loved one needs treatment for addiction, you can call the number on your insurance card or visit the First Health website to get more information about your health insurance benefits.
Please note that having health insurance coverage is not a guarantee of benefits for specific types of treatment. To get the most accurate information regarding what your healthcare benefits will cover for addiction treatment, you need to contact your health insurance company. You can call the number listed on the back of your insurance card to confirm your coverage levels. AAC is not affiliated or endorsed by First Health or any of its licensees.