United Healthcare Insurance Coverage for Rehab Treatment
Does United Healthcare Cover Drug and Alcohol Rehab?
Yes. United Healthcare Insurance typically covers drug and alcohol rehab and other substance use treatment programs. However, United Health Group insurance coverage can vary based on your specific plan, location, and chosen provider.
Most plans cover medical detox, since detoxing from substances such as alcohol and opioids can be dangerous and medical supervision is needed to prevent complications.
It’s important to speak with your insurance company to find rehabs that take United Healthcare insurance and what your estimated out-of-pocket costs might be. The United Healthcare PPO network is extensive, and it’s likely that you will find a network provider close to you.
How to Check Your Insurance Coverage
There are many rehab centers that accept United Healthcare insurance across the United States. In fact, United Healthcare substance use benefits are generally recognized and authorized at most of American Addiction Centers’ (AAC) facilities.
To see which benefits are offered for substance use treatment under your plan, you can call the number listed on the back of your card. You can also view the website listed on your insurance card and log in to your member profile to find United Healthcare drug and alcohol rehabs that may be right for you.
At American Addiction Centers, we offer treatment for substance use and co-occurring disorders in states across the country. To learn more about AAC’s United Healthcare inpatient rehab, outpatient care, or behavioral therapy coverage levels, verify your insurance by filling out the form below.
What to Expect When Checking Your Coverage
After you complete our insurance verification form, one of our compassionate admissions navigators will be in touch to verify your information, answer any questions, and help you develop a treatment plan. There are benefits to checking your coverage:
- Confidentiality: Whether you decide to call us or complete our online insurance verification form, your information is protected by HIPAA.
- Ease of Use: By giving us your name, contact information, and insurance provider, we can communicate directly with your insurance company to find out if you are in-network with our facilities, the length of stay covered, and more without the hassle of having you contact them directly.
We have years of experience in the addiction industry and work with many large insurance providers. Let us help you find the addiction treatment program that is right for your needs.
About United Healthcare Group Insurance
United Health Group (also known as UHC) is comprised of 2 companies—United Healthcare and Optum—and offers healthcare plans in all 50 states and 130 countries.1 United Healthcare provides compassionate and equitable care to 151 million people.1 Since 1974, United Health Group has grown and evolved with the changes in healthcare and technology. United Healthcare provides healthcare coverage and benefits services. Optum offers information and technology-enabled health services.
United Healthcare Plans
The healthcare plans offered through United Healthcare vary from state to state and offer several tiers of coverage, but in general, United Healthcare offers 3 levels of care:2,3,4,5
- United Healthcare Choice: This level offers in-network coverage with 895,000-plus providers nationwide. There is no coverage for out-of-network providers.
- United Healthcare Choice Plus: This level offers cost savings to stay in the UnitedHealthcare network and provides less coverage for out-of-network providers.
- United Healthcare Options PPO: This level offers savings for out-of-pocket costs when using a member of the preferred provider network.
Location is generally not a barrier to seeking treatment with UnitedHealthcare as long as you choose an in-network provider. With United Healthcare Choice Plus or United Healthcare Options PPO, you can still choose an out-of-network provider, but the co-pay will be higher.
United Healthcare offers Medicare advantage plans, Medicare Part D, and Medicare supplemental plans.6 In addition, United Healthcare offers coverage for many federal employees.7 Optum also offers Medicare advantage plans.8
In many areas of the country, Optum has partnered with the U.S. Department of Veterans Affairs (VA) to provide healthcare to Veterans.9 If you are a Veteran, learn more about addiction treatment options AAC provides.
For Optum Care, which is available in select states, primary care is available through a network of primary care physicians and specialists. For example, in Nevada, Optum Care works with Medicare Advantage recipients.10 In Massachusetts, Optum Care works with the Reliant Health network of physicians.11
Each of these plans has different benefits; it is important to check directly with your United Healthcare or Optum provider to determine coverage and benefits for substance use treatment.
Sources
- United Health Group. Our people and culture.
- United Health Group. Products and solutions for employers.
- United Health Group. UnitedHealthcare Choice plans.
- United Health Group. UnitedHealthcare Choice Plus plans.
- United Health Group. UnitedHealthcare Options – PPO plans.
- United Healthcare. Group retiree solutions.
- United Healthcare. Federal employees.
- Optum.
- Optum. VA Community Care Network.
- Optum. Optum Care in Nevada.
- Optum. Optum Care in Massachusetts.
Rehabs That May Accept United Healthcare Insurance
