
United Healthcare Insurance Coverage for Rehab Treatment

About United Healthcare Group Insurance
United Health Group (also known as UHC) is comprised of 2 companies—United Healthcare and Optum—and offers healthcare plans in all 50 states and 130 countries.1 United Healthcare provides compassionate and equitable care to 151 million people.1 Since 1974, United Health Group has grown and evolved with the changes in healthcare and technology. United Healthcare provides healthcare coverage and benefits services. Optum offers information and technology-enabled health services.
United Healthcare Plans
The healthcare plans offered through United Healthcare vary from state to state and offer several tiers of coverage, but in general, United Healthcare offers 3 levels of care:2,3,4,5
- United Healthcare Choice: This level offers in-network coverage with 895,000-plus providers nationwide. There is no coverage for out-of-network providers.
- United Healthcare Choice Plus: This level offers cost savings to stay in the UnitedHealthcare network and provides less coverage for out-of-network providers.
- United Healthcare Options PPO: This level offers savings for out-of-pocket costs when using a member of the preferred provider network.
Location is generally not a barrier to seeking treatment with UnitedHealthcare as long as you choose an in-network provider. With United Healthcare Choice Plus or United Healthcare Options PPO, you can still choose an out-of-network provider, but the co-pay will be higher.
United Healthcare offers Medicare advantage plans, Medicare Part D, and Medicare supplemental plans.6 In addition, United Healthcare offers coverage for many federal employees.7 Optum also offers Medicare advantage plans.8
In many areas of the country, Optum has partnered with the U.S. Department of Veterans Affairs (VA) to provide healthcare to Veterans.9 If you are a Veteran, learn more about addiction treatment options AAC provides.
For Optum Care, which is available in select states, primary care is available through a network of primary care physicians and specialists. For example, in Nevada, Optum Care works with Medicare Advantage recipients.10 In Massachusetts, Optum Care works with the Reliant Health network of physicians.11
Each of these plans has different benefits; it is important to check directly with your United Healthcare or Optum provider to determine coverage and benefits for substance use treatment.
Sources
- United Health Group. Our people and culture.
- United Health Group. Products and solutions for employers.
- United Health Group. UnitedHealthcare Choice plans.
- United Health Group. UnitedHealthcare Choice Plus plans.
- United Health Group. UnitedHealthcare Options – PPO plans.
- United Healthcare. Group retiree solutions.
- United Healthcare. Federal employees.
- Optum.
- Optum. VA Community Care Network.
- Optum. Optum Care in Nevada.
- Optum. Optum Care in Massachusetts.