Do Rehabs in Illinois Accept Blue Cross Blue Shield (BCBS)?
From April 2020 to April 2021, there were 3,521 reported drug overdose deaths in Illinois.² If you or a loved one is struggling with substance abuse, it is important to seek treatment. There are many rehab facilities in and outside of the state of Illinois that may accept Blue Cross Blue Shield of Illinois. BCBSIL may be able to cover at least some of the cost of medical detox, inpatient or intensive outpatient rehab, or more long-term residential treatment programs.
What Addiction Treatment Does BCBS of Illinois Cover?
Mental health issues or substance abuse is covered under behavioral health services.³ Depending on your plan, Blue Cross Blue Shield of Illinois may partially cover the following rehab programs:
- Inpatient or Residential Treatment – Patients will stay at the rehabilitation facility 24/7 and attend one-on-one or group therapy sessions. This type of treatment is beneficial for individuals with more severe addictions as it gives them a chance to focus entirely on their sobriety.
- Outpatient Rehab – Patients will not stay overnight in an outpatient program and they can continue to go to work or school on a daily basis. Patients will attend therapy or treatment sessions at a rehab facility, hospital or mental health clinic for a specific number of hours per week.
- Intensive Outpatient Program (IOP) – An IOP allows individuals to continue their daily routine but still receive intensive treatment. This program is ideal for those who have a supportive home environment. Generally, individuals will go to a treatment facility three to four times a week and it offers a higher level of care than the standard outpatient program.
- Medication Assisted Treatment (MAT) – MAT uses a combined approach, medications and behavioral therapies, to treat certain addictions. It aims to minimize cravings and hinder the rewarding properties of alcohol or opioid use.
It is important that you find a drug and alcohol rehab program or treatment facility that is right for you. This may require you to leave Illinois to receive substance abuse treatment but this should not stop you from getting the help you need.
Does Blue Cross Blue Shield of Illinois Cover Mental Health & Co-Occurring Disorder Treatment?
Co-occurring disorder treatment such as treatment of depression or anxiety as well as addiction treatment may be covered under mental or behavioral health services. Depending on your level of coverage, mental health treatments may at least be partially covered. If you have a co-occurring or dual diagnosis disorder, there are a range of individualized rehabs and treatment options available to you. They will focus on your individual needs and diagnoses to ensure your sobriety and mental health is managed.
Always check your Blue Cross Blue Shield of Illinois rehab coverage to find out exactly what you will and will not be covered for.
Not Sure if You Need Rehab?
Take our free, 5-minute substance abuse self-assessment below if you think you or someone you love might be struggling with substance abuse. The evaluation consists of 11 yes or no questions that are intended to be used as an informational tool to assess the severity and probability of a substance use disorder (SUD). The test is free, confidential, and no personal information is needed to receive the result. This assessment can be used by anyone living in or out of the state of Illinois.
