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Aetna is In-Network with AAC

Aetna New Jersey Insurance Coverage for Drug & Alcohol Rehab

Yes. Aetna covers drug and alcohol rehab.
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Do Rehabs in New Jersey Take Aetna Health Insurance?

There are many rehab facilities in New Jersey that may take Aetna health insurance. Aetna of New Jersey is an insurance provider that may cover rehab for drug and alcohol addiction depending on your plan and individual needs. Aetna New Jersey may be able to cover at least some of the cost of medical detox, inpatient or outpatient rehab, or more long-term residential treatment programs.

From April 2020 to April 2021, there were 2,841 reported drug overdose deaths in New Jersey.1 If you or a loved one is struggling with substance use, it is important to find out your level of rehab coverage with Aetna so you can get the help you need. American Addictions Centers; (AAC) Sunrise House Treatment Center in Lafayette, New Jersey, is in-network with Aetna health insurance and may be able to cover the cost of your treatment.

What Substance Abuse Treatment will Aetna Cover?

Aetna health insurance may be able to cover a range of drug or alcohol rehab programs. Your level of coverage depends on your specific plan and the addiction treatment provider you choose. With Aetna, you may qualify for:

  • Detoxification – As you begin your recovery journey, medically managed detox can be an effective way to get rid of a substance in your body and safely manage the side effects of withdrawal.
  • Inpatient or Residential Rehab – Inpatient or residential treatment is ideal for those with more severe addictions. In an inpatient or residential program, an individual receives 24-hour care and works to develop life skills that help them remain in recovery after they leave the treatment center.
  • Partial Hospitalization Program (PHP) – Sometimes referred to as day treatment, PHPs have a similar treatment intensity and daily structure to an inpatient or residential program but they do not require a patient to stay overnight. Partial hospitalization may include family meetings, medical services, and treatment of co-occurring disorders.
  • Outpatient Rehab Treatment – A more flexible approach to treatment, outpatient rehab allows patients to live at home or in a sober living environment and carry on with their day-to-day duties. They are less intensive than inpatient rehabilitation but still allow for an appropriate treatment intensity to help a patient maintain sobriety.
  • Intensive Outpatient Program (IOP) – An IOP allows individuals to continue their daily routine but still receive intensive treatment. This program is ideal for those who have a supportive home environment. Generally, individuals go to a treatment facility 3 to 4 times a week. IOPs offer a higher level of care than the standard outpatient program.

Does Aetna Cover Co-Occurring Substance Use and Mental Health Disorder Treatment?

Aetna health insurance may cover co-occurring disorder treatment, which means treating the substance use and co-occurring mental health condition, such as depression or anxiety, at the same time. Depending on your level of coverage, co-occurring disorder treatment may at least be partially covered.

Co-occurring substance use and mental health disorders are common, and there are many rehab facilities that offer integrated treatment to address both simultaneously. Sunrise House Treatment Center in New Jersey offers co-occurring treatment, and Aetna may be able to partially cover your treatment.



  1. Centers for Disease Control and Prevention. Drug Overdose Data. (subject to ongoing updates).
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