If you are currently covered by MagnaCare, your treatment for substance abuse and addiction is likely at least partially covered by your insurance plan. However, it is still important to determine what benefits you have and what portion of your treatment will be covered.Verify your benefits with American Addiction Centers and learn more about the addiction treatment options available to you.
MagnaCare will typically cover most addictions, including:
Co-occurring disorders, also known as comorbid disorders, are multiple illnesses that occur in the same person at the same time and usually affect one another.3 An example of a co-occurring disorder is an addiction and a mental health disorder. Sometimes, a mental health disorder can lead to an addiction and vice versa.
Co-occurring substance use disorders and mental health conditions may be best treated simultaneously.3 In most cases, MagnaCare will cover the treatment of co-occurring disorders.
There are many different types of treatment available, including detox, inpatient, and intensive outpatient.
Not all people are the same. Some people need more intensive treatment for addiction, such as those with severe withdrawal symptoms or those with co-occurring disorders. There are many different types of treatment available, including:
MagnaCare may cover a number of costs associated with treatment for addiction, such as:
An assessment from a substance abuse professional can help you decide what the right type of care is for you or your loved one.
If you decide to seek treatment for your substance use disorder at a treatment facility that is out of MagnaCare’s network, you may be able to discuss a payment plan with the provider. There may also be other payment options available to you.
In many cases, you will require preauthorization for your treatment. During this process, MagnaCare determines whether your substance abuse treatment is medically necessary. In addition, your authorization may include only a certain amount of days in the calendar year that you can spend in either inpatient or a certain number of visits you are allowed in outpatient care.
Even if you decide to choose a treatment facility in MagnaCare’s network, you may still have out-of-pocket charges. The most common are the following:
Seeking addiction treatment for yourself or for a loved one can be extremely difficult. We understand the burden of doing so and want to make the process as easy as possible for you.
Contact us to verify your benefits with MagnaCare and find out what kind of coverage you are eligible for through American Addiction Centers. You can call our free, 24-hour hotline at 888-968-8449 to speak with an admissions navigator, use our website’s chat feature to contact an admissions navigator online, or fill out the benefits verification form. All options are completely confidential.