Horizon BCBS of New Jersey Insurance Coverage for Rehab

Do Rehabs in New Jersey Accept Blue Cross Blue Shield?

There are many rehab facilities in New Jersey that may be able to accept Blue Cross Blue Shield (BCBS). BCBS is a nationwide insurance provider that may cover rehab for drug and alcohol addiction, depending on your plan and individual needs. Blue Cross Blue Shield in New Jersey is also known as Horizon Blue Cross Blue Shield of New Jersey. Generally, Blue Cross Blue Shield may be able to cover at least some of the cost of detox, inpatient or outpatient rehab, or more long-term residential treatment programs.

What Addiction Treatment Does Horizon BCBS Of New Jersey Cover?

NJBCBS may be able to cover a range of substance use treatment programs. The level of rehab coverage depends on your individual policy and the provider you choose. With Horizon BCBS of New Jersey, you may be partially covered for various services, including:

• Detoxification. A professional drug detox program, also known as medically managed withdrawal, uses medications or other therapies to manage any potentially harmful side effects a person may experience as their body rids itself of a substance.
• Inpatient or residential treatment. A live-in program where patients have a highly-structured environment and receive care from addiction professionals. This is highly beneficial for patients as it allows them some distance from stressors in the outside world so they can focus entirely on their sobriety.
• Outpatient rehab treatment. Outpatient programs are less intensive than inpatient or residential programs but they still provide an appropriate treatment intensity to suit an individual’s needs and treatment goals. This form of treatment does not require you to stay overnight and can take place in multiple settings.
• Therapy. If you’re struggling with substance use disorder or other mental health conditions, individual or group therapy sessions may be helpful to further understand the reasons why you misuse substances and how you can change this behavior.
• Medications. Certain medications, like Suboxone, may be used to help treat patients who struggle with opioid use disorders. Suboxone may help in stabilizing patients during the detox and withdrawal process.

Does BCBS of New Jersey Cover Mental Health & Co-Occurring Disorder Treatment?

Horizon Blue Cross Blue Shield of New Jersey may cover co-occurring disorder treatment such as treatment of depression or anxiety as well as addiction treatment under Horizon Behavioral Health.¹ Depending on your level of coverage, mental health treatments may be at least partially covered.

If you have a co-occurring or dual diagnosis disorder, integrated treatment is the standard of care as it treats your mental health and substance use disorders together. Horizon BCBS of New Jersey may be able to partially cover your rehab treatment.