Do Rehabs in Massachusetts Accept Blue Cross Blue Shield (BCBS)?
Blue Cross Blue Shield (BCBS) is a nationwide insurance provider that covers rehab for drug and alcohol addiction, depending on your plan and individual needs. The Affordable Care Act (ACA) requires many insurers like BCBS to offer coverage for addiction treatment. However, the extent of this coverage may vary based on your individual insurance policy.1
American Addiction Centers (AAC) facilities are in-network with BCBS. Call to verify your insurance coverage and begin the admissions process.
What Addiction Treatment Does BCBS of Massachusetts Cover?
BlueCross BlueShield of MA should provide coverage for drug or alcohol rehab programs. However, the extent of this coverage and where you can go for treatment will depend on your insurance policy.
Depending on your plan and level of coverage, your insurance may cover at least part of the cost of:
- Medical Detox – Helps you safely go through the withdrawal process while you get rid of the harmful substances in your body. A medical detox uses medications or therapies to help you manage any potentially harmful side effects.
- Residential or Inpatient Treatment – Patients will stay at the treatment facility overnight and receive care 24/7. This is a more intensive form of treatment as patients are able to focus solely on their recovery.
- Outpatient Therapy or Rehab – Outpatient rehab allows patients to live at home and carry on with their day-to-day duties. Treatment will take place in different settings and the level of intensity will vary depending on the individual.
- Intensive Outpatient Programs (IOP) – An IOP is ideal for a person who does not need 24/7 medical supervision and has work or family commitments they cannot leave. The level of care is higher than in a standard outpatient program and will involve group or individual therapy for a certain number of hours per week.
- Partial Hospitalization Program (PHP) – Also known as day treatment, PHPs do not require a patient to stay overnight but have a similar structure to an inpatient or residential program.
Does BlueCross BlueShield of Massachusetts Cover Mental Health & Co-Occurring Disorder Treatment?
Co-occurring disorder treatment (sometimes referred to as dual diagnosis treatment), such as treatment of depression or anxiety alongside addiction treatment, may be covered under mental or behavioral health services. Depending on your level of coverage, mental health treatments may at least be partially covered.
BCBS of Massachusetts may be able to partially cover co-occurring or dual diagnosis treatment. When looking at rehab facilities, always check to see if they offer a treatment program that addresses existing mental health conditions as well as drug or alcohol addiction.
