ConnectiCare covers mental health and substance abuse treatment. If you are looking for a drug rehab program, confirm your benefits with us and get more information about payment and costs.
A professional assessment can help you decide which form of treatment is best for you. Factors that may affect which treatment is the right fit include:2
ConnectiCare will cover treatment most drug addictions. The typical addictions covered by ConnectiCare include:
While most rehab programs can treat these types of addictions, some may specialize in certain types of drug addiction treatment.
When a provider is in-network, ConnectiCare will usually have a contract with the provider to offer services at certain prices, and your out-of-pocket costs are usually lower than if you go to an out-of-network provider. If you choose to go to an out-of-network provider, you will usually end up paying a higher percentage of the cost of your treatment or even the full cost.
However, if you prefer an out-of-network provider for rehab, you can often work out a payment plan with the provider to pay back the cost of treatment over time.
For most plans, ConnectiCare will pay for standard services that are part of substance abuse treatment. These services include:
In many cases, ConnectiCare must pre-authorize your drug rehab treatment.
Your coverage for drug rehab will vary by plan. Most insurance plans have a deductible, which is the amount of money you must pay before the insurance starts to cover the cost. You may also need to pay coinsurance before or after your deductible is met. Coinsurance is a percentage of the cost of a covered service that you are responsible for paying. Additionally, you may have a copay, which is a fixed amount you pay for a covered service.
In many cases, ConnectiCare must pre-authorize your drug rehab treatment before you begin treatment or shortly after you’re admitted to a program. During this process, they will determine whether you meet their criteria for needing drug rehab (medical necessity). Usually, the provider will call ConnectiCare after assessing you and present the information to them for approval.
To find out how to get started using ConnectiCare, contact American Addiction Centers and have us verify your insurance benefits. Then we can help you pick the most appropriate treatment for your coverage and specific needs.
You can call us and speak with an admissions navigator at (888) 966-8152, use the chat feature on our site, or use the benefits verification form on this page.