Federal Blue Cross Blue Shield Coverage for Drug & Alcohol Rehab
What is Federal Blue Cross Blue Shield Insurance?
Federal BCBS insurance is also known as the Blue Cross and Blue Shield Service Benefit Plan, or the Federal Employee Plan (FEP). The BCBS FEP program has been part of the Federal Employees Health Benefits (FEHB) since its inception in 1960 and now covers over 5.5 million federal employees, retirees, and families in the U.S. and overseas.1
The Blue Cross Blue Shield Association negotiates annually with the U.S. Office of Personnel Management (OPM) to determine benefits and premiums for the federal plan.1
BCBS FEP Plans
Federal Blue Cross Blue Shield, a Preferred Provider Organization (PPO), offers 3 benefit plans for individuals and families:2
- Standard Option (Enrollment Codes 104/105/106)
- Basic Option (Enrollment Codes 111/112/113)
- FEP Blue Focus (Enrollment Codes 131/132/133)
These plans vary in deductibles, out of pocket costs, and whether you have to see a preferred provider.
Can I Have Medicare & BCBS FEP Coverage?
Yes, you may be eligible for both Medicare and the Service Benefit Plan. Medicare works best with federal BCBS coverage when Medicare is your primary coverage, where Medicare pays for services first, and then BCBS pays their own portion after.3
Sources
- BlueCross BlueShield Federal Employee Program. About Us.
- BlueCross BlueShield Federal Employee Program. Compare Our Plans.
- BlueCross BlueShield Federal Employee Program. FEP & Medicare.
Rehabs That May Accept Federal Blue Cross Blue Shield Insurance
